To make a healthy and safe transition to adulthood—completing school, remaining HIV negative, avoiding unwanted pregnancies, and finding a meaningful livelihood—adolescent girls require a combination of social, health, and economic assets. The Population Council and partners designed, implemented, and evaluated Safe and Smart Savings Products for Vulnerable Adolescent Girls—a three-part program to build assets through weekly group meetings led by female community mentors. The program included group meetings, financial and basic health education, and a formal savings account. This brief provides a description of the program model and how it evolved from the pilot to the rollout phases from Kenya to Uganda, bank utilization data on the savings accounts, the girls’ feedback on their experiences with the program, lessons learned, and a look ahead.
Austrian, Karen, Eunice N. Muthengi, Angela Wambugu, Dennitah Ghati, and Elizabeth Kariuki. 2012. "Safe and smart savings for vulnerable girls in Kenya and Uganda: The evolving model, lessons learned, and recommendations," Program brief. Nairobi: Population Council.
Safe and Smart Savings